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LBF Law

Knowledge Is Power – If You Can Find It

The real threat to your business is old habits. In July 2025, a mid-sized South African business lost one of its most experienced employees. The impact was catastrophic. This was not because of his seniority, but because he was the only one who knew how everything worked. Systems, processes, and compliance routines were all inside […]

Review Your Medical Aid and Secure the Right Cover for 2026

Every year between October and December, South African medical schemes release their premium increases and adjust their benefit structures for the coming year. While these announcements may seem routine, they can have a serious impact on both your health and your finances. Ignoring them often means paying more for less or realising too late that […]

Understanding the Two-Pot Retirement System: Questions and Answers

As of 1 September 2024, significant changes have been introduced to the retirement landscape in South Africa with the implementation of the two-pot retirement system. This system allows members of pension funds, provident funds, and related schemes to access a portion of their savings while still working. With this shift, it is essential to understand […]

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